BlueStone Advisors provides more than insurance carrier access to our manufacturing clients.
We provide safety consulting and resources, risk management strategies, claim closure, vendor contract review and outsourced HR consulting.
By providing proactive services to our manufacturing clients, we will drive down the total cost of insurance. Our additional services are at no additional cost to our clients.
Key Manufacturing Risks To Protect Against
Based on claim data compiled by the insurance industry, the unique risks to protect against associated with manufacturing are:
Opportunities to Lower manufacturing Insurance Premiums
Safety
Safety committees, reward programs, LOTO, Machine Guarding, Lifting, Slips/Falls, Forklift training, Return to Work, Light Duty, and Post Accident Drug Testing are just a few of the services provided by BlueStone Advisors to help our manufacturing clients implement a current and effective Safety program.
Self Insure with Stop Loss
Manufacturers, particularly precision machining, life sciences and food, with a low Experience Mod and few workers compensation losses can save up to 60% in premium by incorporating some component of self insuring their workers compensation losses. Contact us prior to your renewal to learn more.
Contractual Liability
Purchase Orders, Vendor Contractors, Certificate of Insurance Tracking, Indemnity Clauses, Additional Insured, Hold Harmless Agreements are just a few services provided by BlueStone Advisors to help our manufacturing clients reduce their liabilities assumed by their contracts.
Claims Management
Quarterly claims reviews and aggressive claim handling is essential to minimizing claim costs. If not monitored, the can spiral out of control and have serious effects on Experience Modification Factors and employee moral.
BlueStone Advisors offers its manufacturing clients an array of risk mitigation and transfer solutions to help them better manage these risks.
